If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be your answer. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations. Some of our tools, enhanced hedging strategies, and systems include:
- Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Extensive, loan by loan, Fallout and Timeline Analysis
- Best Execution Based Mark to Market and Pooling
- Builder Commitment & Float Down Lock Pricing & Hedging
- Option Strategies with Synthetics using cash securities and the CBOT
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution based) Base Pricing tool
- Client Risk Position Historical Database.
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full service secondary marketing services including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best in class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we are able to mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!