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Two Wrongs Can Make a Right

Two Wrongs Can Make a Right

When managing Gain on Sale through hedging a mortgage pipeline, it is possible in more than one way that two wrongs (i.e., two different errors in critical estimates) can make a right. This blog will explain this phenomenon and help you avoid having to rely on two wrongs making a right by suggesting a course of action where two rights always make a right.

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Plan for Success

Plan for Success

Don’t wait until you are out of Options before you want to use them. Be prepared with the state of the art analytics, Options included.

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ARMS Today

ARMS Today

Currently Agency cash window pricing for 5/1 & 7/1 ARMs as well as 10/1 and 3/1 ARMS on a retained basis. However, the 3/1 and 10/1 are not marketable based on the rates and prices posted. Thus, we will concentrate on the 5/1 product.

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Rate Protection Plan vs Renegotiations

Rate Protection Plan vs Renegotiations

The difference between a profitable mortgage lender and a highly profitable one not only comes down to the methods and tools used to minimize risk and decrease liability but also knowing which ones to use and when to use them.

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