About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
January15th Market Commentary
MBS prices are up about 16/32 this morning while the DOW is up about 600 points as high hopes for bank earnings paid off and a crucial consumer inflation update showed prices increased less than expected in December. Total CPI increased 0.4% month-over-month in December. That was a tad higher…
January 14th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is down about 30 points as investors took in the first of two key inflation reports this week, which showed prices rose less than expected in December. The Producer Price Index for final demand increased 0.2% month-over-month in December…
January 13th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is up about 230 points amid fading hopes for interest rate cuts ahead of this week's key consumer inflation report. Stocks are shaping up for another rough session (nasdaq and S&P are down) after Friday's plunge, which wiped out…
January 10th Market Commentary
MBS prices are down about 12/32 this morning while the DOW is down about 600 points as investors digested a final 2024 jobs report that blew past expectations on hiring, raising more uncertainty about the path of interest rates this year. The December employment report was quite good (all things…
January 9th Market Commentary
MBS prices are down about 2/32 this morning while the DOW is closed in honor of the national day of mourning following the passing of former President Jimmy Carter. The bond markets will close early at 11 a.m. PT. Trading will resume as normal tomorrow. Looking ahead to tomorrow's Nonfarm…
January 8th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is up about 15 points as investors absorbed a report that President-elect Donald Trump is considering declaring a national economic emergency to pave the way for proposed tariffs. Trump is looking to the emergency powers to provide a legal…
January 7th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is down about 130 points as cautious investors weighed new economic data in the midst of Nvidia's big artificial intelligence plans. The 10-year Treasury yield added roughly 7 basis points to hover just below 4.7%. And bets on when…
January 6th Market Commentary
MBS prices are down about 1/32 this morning while the DOW is up about 150 points as chip names rose and investors await the release of key monthly jobs data later this week. The upbeat mood kicks off the first full week of 2025 for traders, highlighted by the release…
January 3rd Market Commentary
MBS prices are down about 1/32 this morning while the DOW is up about 265 points. Today is the last day for the S&P 500 to pull off a "Santa Claus" rally, watched closely as a historical harbinger of solid returns for January and the year. All three indexes were…
January 2nd Market Commentary
MBS prices are down about 3/32 this morning while the DOW is down about 200 points to kick off the first trading day of the new year as Wall Street returned from holiday. Over the holiday week, US mortgage rates rose to 6.97% to reach the highest level since early…