About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
October 7th Market Commentary
MBS prices are down about 8/32 this morning while the DOW is down about 270 points as investors overhauled their views on interest rate cuts after a blowout jobs report ahead of a week of key inflation data and the start of earnings season. Oil jumped more than 3%
October 4th Market Commentary
MBS prices are down about 12/32 this morning while the DOW is up about 200 points as investors welcomed a key monthly jobs report that showed hiring remains robust in the US economy. The Middle East crisis and a return to work at US ports also stayed in high focus.
October 3rd Market Commentary
MBS prices are down about 6/32 this morning while the DOW is down about 220 points as the focus tentatively turned back to the economy and the monthly jobs report. Some calm has returned to a market rattled by escalating Mideast tensions that have driven sharp gains in oil prices.
October 2nd Market Commentary
MBS prices are down about 6/32 this morning while the DOW is down 40 points as escalating Israel-Iran tensions fanned worries about a wider Middle East conflict, prompting caution in the market. In focus are the chances the run-up in oil prices could push up US inflation, disrupting the
October1st Market Commentary
MBS prices are up about 9/32 this morning while the DOW is down about 280 points as investors assessed a new batch of economic data. Meanwhile, reports that Iran is preparing a potential missile strike against Israel pushed bond yields lower and boosted the price of crude oil.
October 1st Market Commentary
MBS prices are up about 9/32 this morning while the DOW is down about 280 points as investors assessed a new batch of economic data. Meanwhile, reports that Iran is preparing a potential missile strike against Israel pushed bond yields lower and boosted the price of crude oil.
September 30th Market Commentary
MBS prices are down about 6/32 this morning while the DOW is down about 200 points as investors waited to hear Federal Reserve Chair Jerome Powell speak in the run-up to the crucial monthly jobs report. Investors are now bracing for the September jobs report, due out on Friday,
September 27th Market Commentary
MBS prices are up about 6/32 this morning while the DOW is up about 200 points as investors embraced an inflation report seen as crucial to the Federal Reserve's next decision on interest rate cuts The August reading of the Personal Consumption Expenditures (PCE) index, the inflation metric favored
September 26th Market Commentary
MBS prices are down about 2/32 this morning while the DOW is up about 180 points as investors welcomed a slew of updates, including solid US economic data, Micron's upbeat earnings, and China's pledges of more stimulus, while they waited to hear from Jerome Powell. Helping the upbeat
September 25th Market Commentary
MBS prices are down about 7/32 this morning while the DOW is down about 270 points as investors look to new data for clues to the health of the economy and the chances of another jumbo rate cut. The question now becomes whether or not the US economy could