About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
April 21st Market Commentary
MBS prices are down about 12/32 this morning while the DOW is down about 1,200 points as President Trump hurled more social media insults toward Federal Reserve Chair Jerome Powell, sparking concerns of Fed independence at a time when markets are still reacting to the president's whipsawing tariff policy. As…
April 21st Market Commentary
MBS prices are down about 12/32 this morning while the DOW is down about 1,200 points as President Trump hurled more social media insults toward Federal Reserve Chair Jerome Powell, sparking concerns of Fed independence at a time when markets are still reacting to the president's whipsawing tariff policy. As…
April 17th Market Commentary
MBS prices are down about 10/32 this morning while the DOW is down about 300 points as investors eyed potential progress on trade talks and President Trump lashed out at Fed Chair Jerome Powell after his stark picture of the economy under tariffs. Powell, speaking in Chicago, issued his starkest…
April 16th Market Commentary
MBS prices are up about 6/32 this morning while the DOW is down about 270 points after Nvidia revealed costly new curbs on chip exports to China, and investors grappled with uncertainty over President Trump's trade policy. A new filing from Nvidia this morning showed that the US government has…
April 15th Market Commentary
MBS prices are up about 10/32 this morning while the DOW is down about 50 points as investors considered the latest developments on President Trump's tariffs, including a potential auto sector reprieve and a concrete step toward new semiconductor and pharmaceutical duties. Today's economic reports showed that U.S. import prices…
April 14th Market Commentary
MBS prices are up about 15/32 this morning while the DOW is up 140 points as investors focused on tech's significant, if temporary, reprieve from President Trump's tariffs. Trump and his top advisers sowed confusion this weekend on the future of its tariffs on China and on specific sectors. Megacap…
April 11th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is up 325 points as consumer sentiment tumbled, 10-year Treasury yields rose, and investors weighed the latest tariff development in the trade war between the US and China. Friday's session caps a chaotic week on Wall Street, with an…
April 10th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is down about 1700 points amid concerns that President Trump's broad trade offensive has become a direct confrontation with China. The major averages sank to session lows after the White House confirmed updated tariff figures released this morning brings…
April 9th Market Commentary
MBS prices are down about 22/32 this morning while the DOW is up about 270 points as Wall Street assessed the prospects for trade war after China struck back with an 84% tariff on US goods. Meanwhile, the benchmark 10-year Treasury yield continued a recent surge, moving up near 4.5%…
April 8th Market Commentary
MBS prices are up about 5/32 this morning while the DOW is up about 400 points as investors digested the prospect of US-Japan tariff talks and the hopes for other trade deals. Spirits got a boost after Treasury Secretary Scott Bessent hailed the start of bilateral trade talks with Japan.…