About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
July 9th Market Commentary
MBS prices are up about 5/32 this morning while the DOW is up about 40 points after President Trump unveiled more tariff letters directed at US trading partners, while AI chipmaker Nvidia became the first company to ever touch a $4 trillion market cap. Trump unveiled more notices with tariff…
July 8th Market Commentary
MBS prices are down about 6/32 this morning while the DOW is down about 170 points as Wall Street weighed President Trump's threat of stiff tariffs on key trading partners against his three-week reprieve on the return of sweeping "Liberation Day" duties. He has moved his July 9 deadline for…
July 8th Market Commentary
MBS prices are down about 6/32 this morning while the DOW is down about 170 points as Wall Street weighed President Trump's threat of stiff tariffs on key trading partners against his three-week reprieve on the return of sweeping "Liberation Day" duties. He has moved his July 9 deadline for…
July 7th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is down about 500 points as President Trump threatened tariffs on US trading partners, including moving forward with 25% levies on imports from Japan and South Korea starting in August. Meanwhile, Trump said late Sunday that any country aligning…
July 3rd Market Commentary
MBS prices are down about 5/32 this morning while the DOW is up about 350 points as investors digested a bevy of economic reports including a stronger-than-expected June jobs report that dampened hopes for a Federal Reserve interest-rate cut soon. Ther export featured a decline in the unemployment rate to…
July 2nd Market Commentary
MBS prices are down about 5/32 this morning while the DOW is down about 50 points as optimism over US trade deals rose at the same time that more signs of an intensifying labor market slowdown bolstered the case for the Federal Reserve to start cutting interest rates. The benchmark…
July 1st Market Commentary
MBS prices are down about 3/32 this morning while the DOW is up about 400 points as President Trump's massive budget bill passed in the Senate and Wall Street watched for progress on trade talks. The Senate's version of the "One Big, Beautiful Bill" passed in a full vote, but…
June 30th Market Commentary
MBS prices are up about 3/32 this morning while the DOW is up about 150 points amid signs of progress in trade talks, setting up the major gauges for more all-time highs to end one of the most volatile first halves of a year in recent memory. Canada scrapped a…
June 27th Market Commentary
MBS prices are down about 5/32 this morning while the DOW is up about 500 points as optimism over trade talks and bets on Fed rate cuts boosted spirits. The latest reading of the Federal Reserve's preferred inflation gauge showed price increases accelerated in May as inflation remained above the…
June 26th Market Commentary
MBS prices are up about 6/32 this morning while the DOW is up about 350 points amid growing bets on interest rate cuts as President Trump appeared to get closer to naming his replacement for Federal Reserve Chair Jerome Powell. Trump's frustration with Powell's "wait and see" approach to interest…