About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
Mortgage Options
If you are in the mortgage business, you are in the options business. This blog will detail what that means if you are a loan originator, but it also applies if you are a servicer as well as borrowers once getting a loan have the option to prepay at any
MCM AI Fallout Announcement – CloseLytics
Two Months ago, MCM announced its new Artificial Intelligence Fallout Analytics Service: “CloseLytics.” MCM’s founder said: “The guessing game of what’s my mortgage pipeline exposure is over….”
AI Deep Learning Q1 Fallout Recalibrations In Process
MCM has started Fallout Recalibrations based on Q1 results through our AI Deep Learning capabilities and tools.
May 9th Market Commentary
MBS prices are up about 4/32 this morning while the DOW is up about 200 points as a fresh earnings batch provided mixed results and a reading on unemployment claims showed evidence that the labor market continues to cool. For the week ending May 4, initial jobless claims increased
May 8th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is up about 85 points as investors tried to read the rate-cut runes and weighed a fresh batch of earnings reports for insight into the chance of a corporate America-spurred revival. Mortgage applications in the US rose
May 7th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is up about 65 points as investors soured on Disney's earnings and hoped that interest-rate cuts are in the cards as soon as later this summer. Richmond Fed President Tom Barkin sees the economy slowing in the coming
May 6th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is up about 60 points as Wall Street looked set to build on an end-of-week surge precipitated by a softer-than-expected jobs report that helped spur bets toward an earlier rate cut from the Federal Reserve. More than two-thirds
May 3rd Market Commentary
MBS prices are up about 12/32 this morning while the DOW is up about 325 points as upbeat earnings from Apple lifted spirits and a weaker-than-expected jobs report revived bets that the Federal Reserve could cut interest rates sooner than thought. Nonfarm payrolls increased a smaller-than-expected 175,000 (Briefing.com consensus
May 2nd Market Commentary
BS prices are up about 9/32 this morning while the DOW is up about 240 points after the Fed day storm, as investors set aside rate worries for now to focus on Apple earnings and the coming monthly jobs report. Jerome Powell played down the likelihood of an interest-rate hike,
May 1st Market Commentary
MBS prices are up about 5/32 this morning while the DOW is up about 130 points as disappointing earnings dented AI hopes while investors waited for the Federal Reserve's policy decision and clues to the chances of rate cuts. The Fed is widely expected to keep rates at a